Three Shires Financial Group

Cannot recommend Phil enough, nothing was too much trouble, he answered every question we had and has now supported us with 2 mortgage deals. Phil offers honest and open advice whilst remaining realistic and working to clients needs. He makes the process stress free and communicates exceptionally. Genuinely would not go anywhere else for mortgage advice. Look for are to renewing our deal again soon with Phil.

As new home buyers we were intimidated by the thought of buying a house. Phil showed great patience explaining the intricacies involved with the loan process in a clear and concise manner. It was evident that Phil really took the time to research all the options, and did not just settle for the easiest or most utilized option. The time and effort Phil put into our loan and closing process is very obvious and we really want to thank you for everything you did in for us to get our new house.

Excellent advice and service provided by Phil Johnston when we were looking to arrange a mortgage. He secured us a 5 year fixed rate at a brilliant % rate and walked us through the whole process, making it a very stress-free experience! I would definitely recommend his services and will be returning for further advice in a few years when we need to remortgage.

Phil helped me get the best mortgage possible- Twice! He is really helpful, kind and professional. I will definitely be returning to him when I move next year.

Phil is one of a kind. Really down to earth, communication is brilliant and makes the process really clear and easy to understand. I would recommend him to anyone and have done as I can’t imagine anyone else being as good as he is. Do yourself a favour and use this guy, you will not regret it.

Phil Johnston at Three Shires is the most amazing mortgage adviser. As a first time buyer with very limited knowledge of the whole process, Phil made sure I was well informed on the whole journey and even provided extra support with various solicitor queries which were above and beyond his involvement in my home buying process. I’d previously spoken to Phil about properties I wanted to buy (and last minute changed my mind) but was completely understanding and applied no pressure to continue. Generally Phil is a really nice person to speak to too and makes you feel as though you can pick up the phone at anytime (which I often did) with random queries and is willing to help. As long as you provide Phil with the information he needs, he will make sure to keep the process moving quickly which was a blessing in my home buying process - couldn’t reccomend Phil enough!!

Phil was excellent. Due to some unique circumstances, our purchase was far from straightforward. Phil worked tirelessly to secure the correct lender at a great rate. I wouldn't hesitate to use Phil's services in the future and would recommend him to anybody.

Phil is absolutely fantastic, couldn’t recommend more highly. He clearly discussed all of our options with us to find the mortgage which best suited us & our needs. He did all the work on our behalf making it a smooth as possible for us which was amazing. Bonus is he’s a top bloke and made us feel at ease in what can be a highly stressful time!

Phil was incredibly helpful in sourcing me the best mortgage deal, explaining the options, and supporting me throughout the process, at a very stressful time of my life following my divorce. He has so much patience and goes above and beyond. I have no hesitation in recommending him. He is a star.

Working with Phil has been a smooth professional relationship, mostly due his tenacity attention to detail and knowledge of the industry. I would work with Phil for future projects and happy recommend with a 5-star rating.